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h3. Auto

*Premium Auto (4):*
* Require 1 Driver 22 or Older
* Require all drivers currently insured
* Require all drivers have valid licenses /no license suspension (_meaning ACTIVE and TEMPORARY is OK_)
* Require NO SR-22 or SR-1P
* Require NO DUI/DWI
* Require One or Less Tickets
* Require NO Major Violations (_meaning DUI or Careless Driving ticket_)
* Require No At Fault Accidents (_Note: if the consumer selects that an accident is not at-fault, but then selects “Your Vehicle Hit Other Vehicle”, we treat that accident as an at-fault accident._)



*Standard Auto (50):*
* Require 1 Driver 18 or Older
* Require all drivers currently insured
* Require all drivers have valid licenses/no license suspension
* Require NO SR-22 or SR-1P
* Require NO DUI/DWI
* Require Three or Less Tickets
* Require One or Less At Fault Accidents


*Substandard Auto (48):*
* Require 1 Driver 18 or Older
* Anything not meeting Premium or Standard risk

*Juvenile Auto (49):*
* All drivers under age 18

*Preferred Plus Auto (58):*
* Require 1 Driver 25 or Older
* Require NO DUI/DWI
* Require NO Major Violations
* No accidents and one or less tickets
* Require NO At Fault Accidents
* Require One or Less Tickets

*Standard Plus Auto (60)*