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Auto

Preferred Plus Auto (58):

  • Require 1 Driver 25 or Older
  • Require currently insured for 1 year or more
  • Require all drivers have valid licenses/no license suspension
  • Require NO SR-22 or SR-1P
  • Require NO DUI/DWI
  • Require One or Less Tickets
  • Require NO Major Violations
  • Require NO At Fault Accidents

Preferred Auto (59)

  • Require 1 Driver 22 or Older
  • Require currently insured
  • Require all drivers have valid licenses/no license suspension
  • Require NO SR-22 or SR-1P
  • Require NO DUI/DWI
  • Require NO Major Violations
  • Require NO At Fault Accidents
  • Require One or Less Tickets

Standard Plus Auto (60)

  • Require 1 Driver 20 or Older
  • May be insured
  • Require all drivers have valid licenses/no license suspension
  • Require NO SR-22 or SR-1P
  • Require NO DUI/DWI
  • Require NO Major Violations
  • Up to 1 at-fault accident OR 2 tickets

Non-Standard Auto (61)

  • Leads that do not meet the Preferred Plus, Preferred, or Standard Plus criteria.

Health

Standard Health (1):

  • 1 applicant age 63 or younger
  • No Pregnancy
  • BMI Less than or equal to 35
  • No Major health conditions
  • No Diabetes
  • No Kidney disease

Sub-standard health (51):

  • 1 applicant age 63 or younger
  • Anything not meeting Standard health criteria

Senior Health (45):

  • All applicants age 64 or older

Medicare Supplement (62):

  • All applicants age 64 or older
  • Require Medicare Supplement coverage

Medicare Advantage (63):

  • All applicants age 64 or older
  • Require Medicare Advantage coverage

Medicare (64):

  • All applicants age 64 or older
  • Require Medicare coverage

Life

Premium Life (54):

  • Applicant age 45 - 70 
  • Minimum $50,000 coverage/policy value 
  • No Major health conditions 
  • No Kidney Disease

Standard Life (55):

  • Applicant age 25 - 44 
  • Minimum $50,000 coverage/policy value 
  • No Major health conditions 
  • No Kidney Disease

Sub-standard Life (57):

  • Any lead not matching ANY of the above or below sub-type criteria

Final Expense Life (56):

  • Applicant age 50 - 80 
  • Max $25,000 coverage
  • Also known as Burial Insurance

Version History

Version Date Notes
1.0 04/27/2012 Includes new Life sub-types for 5/2/2012
1.1 10/06/2014 Health cut-off for Senior was 65+, now 64+, effective date 10/15/2014
1.2 01/31/2018 Includes new Health (Medicare) sub-types for 01/31/2018
     
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